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How the credit stack works

The Chase Sapphire Reserve and Reserve for Business each include 2 × $250 annual hotel credits at "The Edit" portfolio of hotels. And for 2026 only, they're offering an additional $250 hotel credit! If you book 2 nights at a hotel that qualifies under both umbrellas, you can stack both credits and receive $500 off two nights.

Even better — the CSR and CSRB give you a $300 annual travel credit which can also be used with this stack. You're looking at $800 off two nights at these luxury hotels. We made this interactive map so you can see all of the properties that overlap. Just be sure to confirm eligibility in the Chase portal when you book, as some property categories are subject to change without notice.

This is one of the many benefits we love about the Chase Sapphire Reserve that helps offset the annual fee! And one final thing — you can pay any remaining balance with your Chase points. Such a great deal.

You can also stack additional hotel credits from other premium cards. Combined with Sapphire's 10x earning rate on hotel and dining purchases through Chase Travel, this is one of the best premium card perks out there right now.

Pro tip: The Chase portal often allows you to include your loyalty number for brands like IHG, Hyatt, and Marriott when booking — so your stay counts toward qualifying nights and you keep your brand status benefits like upgrades, late checkout, and welcome amenities. Best of both worlds.

📲 I share transfer bonuses, limited-time offers, and real trip breakdowns on Instagram — often before they make it to the site. Follow @travelsavvyfamily →